Smarter Money

Simple and smart way to spend and manage your money in one place

Save and
Manage Money

Save money by being given cash back when you spend and manage your cashflow by borrowing money just when you need it.

Leverage
Your Phonebook

Access all the contacts in your phonebook from within the app making it simple for you to send money or airtime to the right person quickly and accurately

Request
your Friends

Request your family and friends to buy you airtime, data or even pay your bills

Saiba App

Spend and Manage Your Money from a Single Place

Packed with revolutionary features that make your more productive in the new world of borderless, operatorless and bankless money.

We are Regional

Worldwide Connected

Kenya

Uganda

Tanzania

Rwanda